Poll

Do you still owe on your school loans?

Never really had any
2 (25%)
Paid them off long ago
2 (25%)
Just paid them off recently
2 (25%)
Will be done soon
0 (0%)
Long way to go
2 (25%)

Total Members Voted: 7

Author Topic: School loans  (Read 643 times)

charlie

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School loans
« on: November 11, 2019, 01:09:59 AM »
I've got like $3 and change left on my school loans from 19.5 years ago. That last bit will be paid off in a couple weeks and I'll be done.

It hasn't really been a burden or anything I really thought about. It was on auto-pay and at a low interest rate so I never really noticed it. But still it's nice that it's one less thing and an extra $75 a month will be cool too.

Mike

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Re: School loans
« Reply #1 on: November 11, 2019, 01:22:11 AM »
Paid them off awhile ago.  Wife just paid hers off recently.

micah

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Re: School loans
« Reply #2 on: November 11, 2019, 09:14:54 AM »
I have paid $12.50 over the last 6 years. Still owe about 88k. Hoping Warren forgives them

No one's going to forgive the old loans; even if one of your socialist picks make it into office and comes up with some sort of government  single payer college system.  You're still going to owe what you owe.

Meanwhile, yeah, I'm 18 years  into a measly $10,000 loan debt.  Still owe about $12,000.  :lol:
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jkim

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Re: School loans
« Reply #3 on: November 11, 2019, 09:44:28 AM »
I paid off my grad school loans 2016 (graduated 2012).
I was pretty determined to get rid of the payments before buying a house so I did one giant payment of 15k.
Which was almost as terrible as completing the wire to close on the house.
definitely bas

ober

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Re: School loans
« Reply #4 on: November 11, 2019, 09:44:48 AM »
I just paid mine off last December.  It's nice to get that $125/mo back.

Jake

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Re: School loans
« Reply #5 on: November 11, 2019, 11:29:32 AM »
I am proud of the fact that I didn't have any loans and paid for college as I went because I worked full time at the same time. The only way that I could do it is because I lived at home and didn't have the housing expense.

Still owe about 88k. Hoping Warren forgives them

that kind of outlook on life pisses me off so bad - Im not sure if you're trolling or not, but holy shit, it is what it is - get over it and honor your commitments. I teach my kids that they have to strive to not rely on anyone or anything for their needs. They can't count on hand outs, help, lottery, inheritance, etc  - the only thing they could do is rely on themselves and their own abilities
Do not follow where the path may lead. Go instead where there is no path and leave a trail.

Jake

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Re: School loans
« Reply #6 on: November 11, 2019, 11:33:33 AM »
BTW, congratulations Charlie!
Do not follow where the path may lead. Go instead where there is no path and leave a trail.

Mike

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Re: School loans
« Reply #7 on: November 11, 2019, 12:07:52 PM »
I am proud of the fact that I didn't have any loans and paid for college as I went because I worked full time at the same time. The only way that I could do it is because I lived at home and didn't have the housing expense.

Still owe about 88k. Hoping Warren forgives them

that kind of outlook on life pisses me off so bad - Im not sure if you're trolling or not, but holy shit, it is what it is - get over it and honor your commitments. I teach my kids that they have to strive to not rely on anyone or anything for their needs. They can't count on hand outs, help, lottery, inheritance, etc  - the only thing they could do is rely on themselves and their own abilities

Ok Boomer ;)

Jake

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Re: School loans
« Reply #8 on: November 11, 2019, 12:11:44 PM »
I am proud of the fact that I didn't have any loans and paid for college as I went because I worked full time at the same time. The only way that I could do it is because I lived at home and didn't have the housing expense.

Still owe about 88k. Hoping Warren forgives them

that kind of outlook on life pisses me off so bad - Im not sure if you're trolling or not, but holy shit, it is what it is - get over it and honor your commitments. I teach my kids that they have to strive to not rely on anyone or anything for their needs. They can't count on hand outs, help, lottery, inheritance, etc  - the only thing they could do is rely on themselves and their own abilities

Ok Boomer ;)

?
Do not follow where the path may lead. Go instead where there is no path and leave a trail.

micah

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Re: School loans
« Reply #9 on: November 11, 2019, 12:24:42 PM »
"I possess a device, in my pocket, that is capable of accessing the entirety of information known to man.  I use it to look at pictures of cats and get in arguments with strangers."

Jake

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Re: School loans
« Reply #10 on: November 11, 2019, 12:28:42 PM »
I am proud of the fact that I didn't have any loans and paid for college as I went because I worked full time at the same time. The only way that I could do it is because I lived at home and didn't have the housing expense.

Still owe about 88k. Hoping Warren forgives them

that kind of outlook on life pisses me off so bad - Im not sure if you're trolling or not, but holy shit, it is what it is - get over it and honor your commitments. I teach my kids that they have to strive to not rely on anyone or anything for their needs. They can't count on hand outs, help, lottery, inheritance, etc  - the only thing they could do is rely on themselves and their own abilities

Ok Boomer ;)

?

I googled it..haha....I guess it is even more appropriate that I didn't know what it was. :) the ironic thing is that I think ethic is older than I am. ;)
Do not follow where the path may lead. Go instead where there is no path and leave a trail.

Jake

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Re: School loans
« Reply #11 on: November 11, 2019, 06:25:38 PM »
I am proud of the fact that I didn't have any loans and paid for college as I went because I worked full time at the same time. The only way that I could do it is because I lived at home and didn't have the housing expense.

Still owe about 88k. Hoping Warren forgives them

that kind of outlook on life pisses me off so bad - Im not sure if you're trolling or not, but holy shit, it is what it is - get over it and honor your commitments. I teach my kids that they have to strive to not rely on anyone or anything for their needs. They can't count on hand outs, help, lottery, inheritance, etc  - the only thing they could do is rely on themselves and their own abilities

Nah. I believe in Bernie.

a strong social net is very important. It is there to "catch" the less fortunate and those hit with life's tragedies - but it has to be coupled with strategies for future betterment and progress. It cannot be indefinite in most circumstances. It has to help people get back on their feet and not cripple them further.
Do not follow where the path may lead. Go instead where there is no path and leave a trail.

Jake

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Re: School loans
« Reply #12 on: November 11, 2019, 06:33:45 PM »
I am proud of the fact that I didn't have any loans and paid for college as I went because I worked full time at the same time. The only way that I could do it is because I lived at home and didn't have the housing expense.

Still owe about 88k. Hoping Warren forgives them

that kind of outlook on life pisses me off so bad - Im not sure if you're trolling or not, but holy shit, it is what it is - get over it and honor your commitments. I teach my kids that they have to strive to not rely on anyone or anything for their needs. They can't count on hand outs, help, lottery, inheritance, etc  - the only thing they could do is rely on themselves and their own abilities

Ok Boomer ;)

?

I googled it..haha....I guess it is even more appropriate that I didn't know what it was. :) the ironic thing is that I think ethic is older than I am. ;)

I am older; but I went to school 10 years later. Things changed

what do you mean? My school was not as expensive as yours was, I think I averaged about $7500 per semester - so that's $60K. this didn't include parking and other commuting fees like gas, or train pass. Oh and books - books were freakin expensive. Before amazon I would spend $500 in the bookstore easy - I think I found out about amazon around my third year.
Do not follow where the path may lead. Go instead where there is no path and leave a trail.

charlie

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Re: School loans
« Reply #13 on: November 13, 2019, 12:10:18 AM »
I am proud of the fact that I didn't have any loans and paid for college as I went because I worked full time at the same time. The only way that I could do it is because I lived at home and didn't have the housing expense.
I teach my kids that they have to strive to not rely on anyone or anything for their needs. They can't count on hand outs, help, lottery, inheritance, etc  - the only thing they could do is rely on themselves and their own abilities




The only way that I could do it is because I lived at home and didn't have the housing expense.
I teach my kids that they have to strive to not rely on anyone or anything for their needs.




I lived at home
not rely on anyone

:scratchhead:  :v:

Jake

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Re: School loans
« Reply #14 on: November 13, 2019, 12:48:57 AM »
Do not follow where the path may lead. Go instead where there is no path and leave a trail.